Why an ADU Could Be Your Next Best Investment

What You Need to Know About Building an ADU & How to Finance It | Everyday Lending Guide

Why an ADU Could Be Your Next Best Investment Accessory Dwelling Units (ADUs) are becoming a powerful way to monetize your property whether you own a home or an investment property already. An ADU provides additional living space that can be rented out or used for family members, increasing your cash flow and property value. […]

What are Non QM Loans, Flexible Mortgage Options for Nontraditional Borrowers in 2025

Learn how non QM mortgages, like bank statement loans, DSCR, 1099 and profit & loss programs, allow self-employed, investors, and credit-challenged borrowers to qualify for a home loan. See pros, cons, and program features.

What Are Non QM Loans? When you are creditworthy yet do not check all the boxes for a traditional mortgage, a non QM (non-qualified mortgage) offers a path forward, though it often comes with trade-offs. Unlike standard qualified mortgages, non QM programs allow lenders to approve borrowers who cannot use conventional income proof methods. Because they carry higher […]

How to Handle a Shared Home and Mortgage During Divorce 

Divorcing couple discussing options for their shared home and mortgage with advisor

Divorce is never easy, and when a home and mortgage are involved, emotions mix with large financial decisions. In 2025, nearly half of all marriages end in separation. For many couples, the family home is their largest shared asset. If you carry a mortgage (as around 60% of U.S. homeowners do), you’ll need a solid […]