Snapshot
Total Deposits
$0
Avg Monthly Deposits
$0
Expense Factor
10%
Qualifying Monthly Income
$0
Settings
Averaging period for deposits.
Choose between 10% and 50% in 5% steps.
Monthly Business Deposits
Enter gross monthly business deposits for each month in the selected window.
Results
Formula: Avg Deposits × (1 − Expense Factor) = Qualifying Monthly Income
For underwriting guidance, always confirm the required expense factor with your lender/investor matrix. Some programs allow CPA letters or third‑party expense analyses.